Financial Planning

“Do I have what I need to do what I want?”


This question is the essence of financial planning.  At Cypress Wealth Advisors we believe financial planning is not a product but the ongoing process of helping you manage your financial affairs so you can achieve your goals and objectives – and at the same time negotiate the financial barriers that inevitably arise in every stage of life. 


These are the steps we use in creating a sound financial plan for you and your family…

  • Establish Goals
  • Gather Data
  • Analyze and Evaluate Your Financial Status
  • Develop the Plan
  • Implement the Plan
  • Monitor the Plan and Make Necessary Adjustments


Financial planning done well is a combination of art and science.  The first step is collecting and analyzing the objective data on which to base decisions – the “Science”.  Equally important, however, is understanding the subjective aspects of financial planning – the “Art”.  Being sensitive to how our clients feel about financial decisions and their impact is one of the key factors that distinguish our personalized approach. 


The areas we cover in the preparation of your financial plan will include…

  • Financial Statement Preparation and Analysis (including cash flow analysis/planning and budgeting)
  • Investment Planning (portfolio design, asset allocation and portfolio management)
  • Income Tax Planning
  • Education Planning if needed
  • Risk Management – Insurance review and analysis
  • Retirement Planning
  • Estate Planning


In today's uncertain economy, financial planning has become increasingly important.  With an overwhelming number of options for saving and investing, managing your financial affairs can be difficult.  Creating a financial plan helps you see the big picture and set long and short-term life goals; a crucial step in mapping out your financial future.  When you have a financial plan, it's easier to make financial decisions and stay on track to meet your goals.  Our CERTIFIED FINANCIAL PLANNER™ practitioners can help you secure your financial wellbeing and give you peace of mind to reach financial planning success.

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